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Personal Property Tax vs Real Estate Tax

What is the difference between Personal Property tax and Real Estate Tax in Arkansas. In the state of Arkansas, a tax is levied on all PERSONAL property that an individual or business owns. Personal property includes all types of vehicles, boats, trailers, motorcycles, ATVs and livestock.  Real Estate Taxes are levied on all real estate you […]


1% down payment mortgage! We have a new mortgage loan that requires only 1% down payment! The lender is offering a 2% grant for the remaining down payment. This grant does not have to be paid back. AND there is NO PMI on this loan! We are offering this loan in all of Arkansas, Colorado […]

florida mortgage

Florida is our original home state! Our company president, Tamala Stewart, was born and raised in Florida. In her late 20’s she relocated to Colorado Springs where she lived for 25 years. She now lives in Bentonville Arkansas where her office is based. Bentonville is also the headquarters for some of the largest corporations in […]

Mortgage News 07.15.21

Reduced Refinance Rates

7/16/2021 Note – Our wholesale interest rates will reflect this change immediately!  Washington DC –FHFA Eliminates Adverse Market Refinance FeeToday, to help families reduce their housing costs, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will eliminate the Adverse Market Refinance Fee for loan deliveries effective August 1, […]

Refinancing your current home loan could save you thousands.

You’ve heard the news ~ rates are at an historical low! Interest rates are so low, that millions of homeowners are trying to refinance along with millions trying to buy a home. Your typical retail mortgage company (local and online) along with  local banks are overloaded with home loans! They are pushing their refinance loans […]

Safest Cities in Arkansas 2020

The safest cities in Arkansas The three top safest cities in Arkansas are all in Northwest Arkansas. Making it to the top, is Bella Vista. neighboring towns, Centerton and Bentonville are number 2 and 3. Several other cities within Benton County made the top 16, including Rogers and Springdale. Northwest Arkansas also offers very affordable […]

Refinance your investment property

It’s a great time to refinance your investment property with our low rate guarantee! Did you purchase rental property at a high interest rate and are now ready to refinance to a lower one? Or are you ready to buy investment property at a low initial rate? Either way, now is a great time to […]

NW Arkansas home sales up 6.3% in 2019

NW Arkansas homes sales up by 6.3% in 2019 According to Talk Business, the Northwest Arkansas housing market continues to grow. The median sales price rose by 7.3% to $208,750. The article states that more than 10,000 homes sold in Benton and Washington counties combined in 2019. Finding a home priced at $208,750 can be […]

How to buy a house in one year – step 2

Welcome to our monthly series of steps to owning a home in one year! We’ve put together a one year plan to help you accomplish your goal of owning a home. Each month, we’re adding a new step along with tips and a recap of prior steps. February Step 2 – Evaluate your credit Your […]